Souther African townships remain overcrowded (Pic. Getty Images)

DAR ES SALAAM – The TANZANIA Institute of Bankers has been holding a training course to enable its members understand ways to give out housing loans safely.

The DAILY NEWS says organisers of the FIVE-day-long workshop expect the effort to allow self-employed people access funds to build their own homes, unlike now when only salaried workers can do so.

It says the Institute understands financiers have mainly relied heavily on monthly salary deduction when giving mortgage loans, leaving out potential customers in the informal market.

AZANIA Bank Retail Banking Senior Manager JACKSON LOHAY says limited skills obstruct bankers when computing repayment schedules for non-salaried customers.

He has made the remarks during the introduction of the new course developed jointly between TANZANIA Mortgage Refinance Company and the TANZANIA Institute of Bankers.

Mr LOHAY says the lack of skills in the banking sector has denied self-employed citizens such as lawyers, civil contractors, consultants, businesspersons and others chances to build houses.

The DAILY NEWS says the senior financial expert has presented a paper entitled: An Overview and Challenges of Mortgage Finance in TANZANIA.

It quotes Mr LOHAY as saying the persistent accommodation problems can end through the new FIVE-day course, which aims to empower bankers deal with the issue of housing loans.

His paper reveals a variety of challenges ranging from land titles, building permits, unplanned settlements, and suitability for mortgage registration.

Mr LOHAY says another issue is home seekers prefer standalone apartments, hence the increasing demands for surveyed plots.

On other hands, banks are facing a number of credit risk challenges that include foreclosure, over financing to limit repayment, fraud, and underfinance, leaving developers with semi-finished properties.

Mr LOHAY says the problems push house developers to rely on monies they raise on their own and, as result, people see a number of semi-finished properties in their communities.

TANZANIA Mortgage Refinance Company Chief Financial Officer OSWALD URASSA says the expectation after the course is to produce skilled mortgage bankers with enough skills to issue loans to self-employed people.

The TANZANIAN financial expert says trainees will learn a process of arranging house loans using different score cards that help calculate the value of properties, loan sizes, and repayments./Sabanews/cam



KISIMA – A senior government official has called on men in TANZANIA to support breastfeeding mothers at home and in society.

BAHI District Acting Executive Director BERNADETHA JANUARY says such efforts by husbands will help achieve exclusive breastfeeding for all babies below SIX months in the country.

Breastfeeding saves lives of both baby and mother (Pic. Agencies)

The DAILY NEWS says she has addressed delegates to a Breastfeeding Week ceremony at KISIMA CHA NDEGE Village in the DODOMA Region.

It quotes Ms JANUARY as saying it is possible to breastfeed a child throughout SIX months up to TWO years if the husband supports his wife.

She says breastfeeding mothers need support and encouragement from their husbands because both parents are responsible for child upbringing and care.

WORLD VISION TANZANIA has organised the Breastfeeding Week to raise awareness amid reports saying babies can live if they are breastfed for the FIRST SIX months of life.

Ms JANUARY says at least 97 percent of new mothers in the country breastfeed their babies, but the majority of them do not consider breastfeeding procedures and requirements.

She says husbands must therefore help their wives because breastfeeding is very critical during the FIRST SIX months of life; as it helps to prevent diseases like diarrhoea and pneumonia – the TWO major causes of death among infants.

Ms JANUARY says the practice is also beneficial to the mother, as it reduces chances of her getting ovarian and breast cancer.

During the period of breastfeeding, mothers are encouraged to feed their babies with nothing but breast milk alone, and in the following months they can then give babies complimentary food – but with continued breastfeeding up to TWO years.

Acting BAHI District Medical Officer REBECCA NGHWASA says the State and other stakeholders have been campaigning for the better protection of the mother and the new born.

She says a pregnant mother needs sufficient food and vitamins and the authorities encourage both parents to attend antenatal clinic for the safety of the baby and the woman.

WORLD VISION TANZANIA Program Manager NOEL MBAGUKA says his organisation has trained more community health workers in the BAHI and CHEMBA districts of DODOMA.

He says the number has increased to 220 from 150 workers, allowing each village to have at least TWO health workers, as they collaborate with the government to protect both the mother and the new born.

The WORLD VISION TANZANIA Program Manager says lack of community health workers has increased cases of maternal and infant mortality in the TWO districts of the country./Sabanews/cam



Harare evening (Pic. Agencies)

HARARE – The government of ZIMBABWE has dismissed social media allegations about members of the Defence Forces terrorising civilians in high-density suburbs of the capital, HARARE.

Foreign Affairs SIBUSISO MOYO says the soldiers are a well-trained as well as disciplined force, and they will not abduct and assault innocent civilians in townships.

THE HERALD says he has made the comments as he addressed ambassadors and international groups accredited to ZIMBABWE on the political situation in the country.

Minister MOYO says the State is willing to deal with cases backed by evidence, where a soldier over-steps his or her mandate of helping the police to maintain law and order.

Foreign Affairs Minister Moyo and Ambassador Chipo Zindoga brief ambassadors (Pic. The Herald)

He says there have been allegations of abductions, beatings, and raping of people by members of the security forces in response to a violent protest by the opposition MDC ALLIANCE.

Minister MOYO says following the demos that left SIX people dead the authorities have received information about rogue military acts in CHITUNGWIZA, KUWADZANA, and DZIVARESEKWA areas.

He says the government has fully investigated the claims; but officials at CHITUNGWIZA Hospital have told investigators there have never been any more people admitted to the health centre.

Minister MOYO says in fact, it was only on the violent WEDNESDAY of ONE AUGUST when they took in 14 people injured during the disturbances; but they were never admitted.

He says the government is also not aware of any beatings or abductions in KUWADZANA and DZIVARESEKWA, so far as has been reported.

Minister MOYO says all what the authorities are realising is there is a lot of misinformation coming out from social media.

He says the ZIMBABWEAN military are generally a well-trained and very disciplined force that has operated for almost more than THREE months from NOVEMBER 2017 to about JANUARY 2018.

Minister MOYO says at ONE stage the soldiers took over the responsibility of policing the country, and they are well experienced in dealing with people and they will not indulge in such acts.

The ZIMBABWEAN Foreign Affairs Minister says any person with evidence in connection with the alleged abductions and beatings by the military in the high-density suburbs is free to reveal to the authorities./Sabanews/cam



VICTORIA – President DANNY FAURE of SEYCHELLES has appointed the FIRST female Chairperson of the Electoral Commission in the INDIAN Ocean island country.

First female Seychelles Electoral Commission Chairperson Luciana Lagrenade (Pic. SNA)

LUCIANA LAGRENADE says she is proud to become the FIRST woman to take up the post and is ready to accept the challenge ahead.

Records show Ms LAGRENADE joined the University of SEYCHELLES in 2013 as the Examinations officer, bringing with her a wealth of experience in the public and voluntary sectors.

She was quick to write the required policy and procedures to cover all aspects of the learning institution’s assessment, after which she established an Exams Office – and became Quality Assurance Manager.

Ms LAGRENADE has a Diploma in Teaching and a Bachelor of Education from EDITH COWAN University in PERTH, AUSTRALIA, plus a Master’s degree in ENGLISH Language Teaching from the University of WARWICK, UNITED KINGDOM.

She later worked and obtained a SECOND Master’s Degree in Business Law awarded by DE MONTFORT University, UNITED KINGDOM, after which she qualified for Certificates in Measurement and Evaluation and another in Leadership and Middle Management.

Her ability as Director of Quality Assurance is due to her experience from a period of FOUR years as Quality Assurance Officer at the Ministry of Education.

Ms LAGRENADE has also held senior positions as Director of the Consumer Affairs Department and of Communications and Corporate Services – where she was a founding member of the Fair Trading Commission.

At the same time, she has extensive experience of teaching as well as education management, and she is well-known for her contribution in a variety of ways to aspects of the SEYCHELLES society.

Ms LAGRENADE is ONE of TWO Vice-Presidents of the RED CROSS SOCIETY of SEYCHELLES and she chairs the Society’s Disaster Management Committee.

She has been actively involved in all aspects of the group’s work for 15 years, following a number of intensive training in disaster management locally and in the region – including in LA REUNION, MAURITIUS, and KENYA.

President FAURE has appointed Ms LAGRENADE and other members of the new Electoral Commission after recommendations of the Constitutional Appointments Authority.

SNA says the electoral body comprises a Chairperson and SIX other officials who are to serve for a SEVEN-year term, according to the national Constitution.

The national broadcaster also says all the new members took the oath of office last FRIDAY at State House in the capital, VICTORIA.

It says Ms LAGRENADE has addressed journalists during a media briefing, saying she is proud and joyous to be the FIRST ever SEYCHELLES woman to lead the Commission.

She says despite her pride and excitement, she always believes a position of leadership should not be gender specific, but should be based on a person’s ability and willingness.

Ms LAGRENADE says a leader should be able to take an institution and decide on the direction and the mechanism required to take the organisation where the head wants it to be.

She says she and her team have clinched a great opportunity to show they can uphold what the Constitution demands, carry out the duties of the agency to uphold national democracy through transparent processes and procedures.




President Emmerson Mnangagwa (Pic. The Herald)

HARARE – President-elect EMMERSON MNANGAGWA of ZIMBABWE has started to receive congratulatory messages even before his inauguration, possibly this week.

SADC Chairperson and SOUTH AFRICA President CYRIL RAMAPHOSA, who leads the ruling AFRICAN NATIONAL CONGRESS, has congratulated ZANU PF for a resounding general elections victory at the month end.

President Cyril Ramaphosa (Pic. Agencies)

He says the results are an accurate reflection of the will of the people and ZIMBABWEANS should strengthen as well as promote a culture of democracy in their country.

The leader of the SOUTH AFRICAN opposition ECONOMIC FREEDOM FIGHTERS, JULIUS MALEMA, has also congratulated President-elect MNANGAGWA and calls upon all ZIMBABWEANS to accept the election outcome.

Julius Malema (Pic. Times Live)

BURUNDI President PIERRE NKURUNZIZA has sent a congratulatory message via TWITTER to President-elect MNANGAGWA following his election.

President JOHN POMBE MAGUFULI of TANZANIA has congratulated President-elect MNANGAGWA after the Electoral Commission declaration of his victory in the presidential election.

Meanwhile, ANGOLAN President JOAO LOURENCO, Chairperson of the SADC Organ on Politics, Defence, and Security Cooperation, has commended ZIMBABWE for being exemplary during the general elections.

President Joao Lourenco (Pic. Agencies)

President-elect MNANGAGWA and his ZANU PF Party have beaten a coalition of SEVEN opposition groups under the MDC ALLIANCE led by NELSON CHAMISA.

Meanwhile, the incoming Head of State has told SKY NEWS he received an envoy from BRITISH Prime Minister THERESA MAY during his inauguration following the ouster of former dictator ROBERT MUGABE.

Prime Minister Theresa May (Pic. Prospect Magazine)

He says he wishes the people of BRITAIN continue voting for female leaders because former Premier MARGARET THATCHER in 1979 gave ZIMBABWE its independence, before TONY BLAIR spoiled things that Prime Minister MAY is now correcting.

President-elect MNANGAGWA says his government has reengaged the former colonial power and they are rebuilding very strong ties.

The EU has this year observed ZIMBABWE elections for the FIRST time in 16 years, and it has issued a statement saying the votes were competitive.

The group says campaigns was largely peaceful and political there were freedoms during the campaigning, including respect for the freedom of movement, assembly and speech.

Yet it accused the ruling ZANU PF of monopolising State resources, with instances of coercion and intimidation, partisan behaviour by traditional leaders and overt bias in public media.

The EU says all that was in favour of the ruling party, which means a truly level playing field was not achieved; and the development negatively impacted on the democratic character of the electoral environment.

The UNITED STATES Department of State Spokesperson HEATHER NAUERT has issued a press statement urging political leaders to be noble victors and polite losers, after MDC ALLIANCE Leader NELSON CHAMISA issued threats.

US State Department Spokesperson Heather Nauert (Pic. The Times of Israel)

She has condemned the political violence of last WEDNESDAY and extended condolences to families and friends of the people killed after soldiers opened fire on demonstrators and others in the capital, HARARE.

AMERICA says it will continue to review the data collected by its own teams, international missions, and by local observers to make a complete assessment of the overall elections, the most peaceful ZIMBABWE has witnessed since independence in 1980./Sabanews/cam



Nelson Chamisa (Pic. News Day)

HARARE – The opposition MDC-ALLIANCE of ZIMBABWE may experience serious divisions in its senior ranks after the recent general elections it lost to the ruling ZANU PF.

Leader of the group, NELSON CHAMISA, has rejected their defeat, saying he is challenging the results in court, but some fellow members say accept their ballot fate – and support groups agree.

Chamisa rally in Chipinge, eastern highlands (Pic. News Day)

The development comes as President-elect EMMERSON MNANGAGWA prepares for his inauguration this SATURDAY, NINE days after announcement of the ballot result.

However, the whole process depends on whether or not Mr CHAMISA will indeed, approach the Constitutional Court before the end of day THURSDAY – SEVEN days after the result announcement.

He is rejecting the Election Commission conclusion that President-elect MNANGAGWA scored 50-POINT-EIGHT percent of all the votes cast last MONDAY and he won some 43-POINT-THREE percent.

Mnangagwa rally in Mutare , eastern highlands (Pic. Bulawayo 24)

Yet Mr CHAMISA says it is acceptable for the ruling ZANU-PF to have won 145 National Assembly seats against the 63 seats of the MDC-ALLIANCE, but it is improper for him to have lost in the ZANU PF strongholds.

The NATIONAL PATRIOTIC FRONT Party, allegedly funded by former dictator ROBERT MUGABE, won the KWEKWE CENTRAL seat through MATAMBANADZO MASANGO.

A former ZANU PF Provincial Chairperson now standing as an Independent, TEMBA MLISWA has beaten both the ruling party and the MDC ALLIANCE in NORTON.

Ironically, the capital, an MDC ALLIANCE stronghold, is not celebrating with the majority voters, most rural, because the opposition leader gave supporters a dummy when he declared victory – even before the ballots – and went on to lose the race convincingly.

EDWARD GRAHAM CROSS is a 78-year-old MP for BULAWAYO SOUTH, an economist with the MDC ALLIANCE and its current Policy Coordinator General.

Eddie Cross (Pic. Agencies)

He disagrees with Mr CHAMISA.

Mr CROSS, a strong opponent of minority rule during the RHODESIA era, has posted on the web, saying the MDC-ALLIANCE lost and President-elect MNANGAGWA only faces the challenge of turning around the economy and uniting the nation.

The veteran politician says the incoming Head of State has been elected properly, in what he describes as the most democratic election since independence in 1980; and the opposition has itself to blame for losing because it failed to field polling agents.

Mr CROSS has taken a swipe at what he calls the international community for failing to fund the MDC-ALLIANCE, as they also failed to support the polling agent system as in all previous elections.

Nevertheless, he says the outcry that followed is logical because in the past the Electoral Commission was fully partisan, like in 2008 when the late MORGAN TSVANGIRAI won by a clear majority but failed to rule.

The ZIMBABWE ELECTION SUPPORT NETWORK, a lobby group sympathetic to the MDC ALLIANCE, says the poll outcome reflects its own projections after official results announced at 750 polling stations.

Media reports say it has issued a statement saying its sample-based observation indicated President-elect MNANGAGWA would win 50-POINT-SEVEN percent of the vote, while the Mr CHAMISA would collect 45-POINT-SEVEN percent of the ballot.

The ZIMBABWE ELECTION SUPPORT NETWORK says polling agents of the different political parties got V-ELEVEN forms at 98 percent of the 10-THOUSAND-765 polling stations, where officials posted results immediately as required by the law.

The lobby group, a coalition of 36 NGOs, says ZESN is a coalition of 36 non-governmental organisations (NGOs).

THE HERALD says the CHAMISA-led MDC Secretary General DOUGLAS MWONZORA has denounced the involvement of former President MUGABE in their campaigns, and he does not dispute the election outcome.

He says his opposition to Mr MUGABE is known in his party because he has opposed working with the 94-year-old former dictator, who he describes as a kiss of death.

Mr CROSS says the MUGABE simply falsified the ballots and burned the papers afterwards; but had they done their job properly the late TSVANGIRAI would have been President for the past 10 years, and what a different country this would have been.

Despite the possible cracks in the opposition grouping, the global community has accepted the 2018 ZIMBABWE general election results and calls on MDC ALLIANCE Candidate to take his issue to court./Sabanews/cam